The consequences of a financial transaction lead us to ask whether a transaction and its full implications are clear, and whether they will be subject to scrutiny −
● If Yes, the moral responsibility of the market participants is lowered and they can concentrate on providing ethical service. In these circumstances, people are in a better situation to take correct decisions.
● If No, the moral burden on the financier is greater. In these circumstances, a written justification for the record would be a better option.
Individuals may often need to make their own moral choices. These cannot be easily codified into a list of dos and don’ts. However, people can and should be helped to arrive at these important answers, by allowing them to ask the right set of questions.